Referrers & Advisors – When Our Expertise Is Right for You
Our expertise is aligned with professionals who are client-facing and operate within the broader financial and property ecosystem, including accountants, lawyers, real estate agents, buyer’s agents, and business advisors.
We are best suited to partners who value collaboration, quality outcomes, and a consistent client experience.
This includes those looking to provide their clients with access to a broader network of trusted professionals, while maintaining control and visibility over the client journey through structured communication and milestone updates.
You may benefit from working with us if you are seeking a referral partner who enhances your brand, supports your clients with tailored lending outcomes, and contributes to long-term relationship growth.
We also provide ongoing support through training, co-branded opportunities, and exclusive events, creating an environment where referrals are managed professionally and outcomes are aligned with your advice.
Key Features:
Property as Security: The loan is secured against the residential property, which means the lender holds an interest in the property until the loan is fully repaid.
Loan Types: You can choose from a variety of loan types, such as fixed-rate, variable-rate, or interest-only mortgages, depending on your financial needs and preferences.
Repayment Schedule: Loans are typically repaid over a set period, with terms that can range from 5 to 30 years or more, influencing the size of your monthly repayments.
Loan to Value Ratio (LVR): This is the proportion of the property’s value that you can borrow. A higher LVR may require Lenders Mortgage Insurance (LMI) if it exceeds the lender’s threshold.
Considerations:
Affordability: When securing finance, we carefully evaluate your income, expenses, and financial stability to determine how much you can afford to borrow without overextending your finances.
Interest Rates: The rate of interest will affect the cost of your loan over time. It’s vital to consider both the current rate and the potential for rate changes in the future.
Fees and Charges: Be aware of application fees, ongoing account-keeping fees, early repayment fees, and any other charges associated with the loan.
Flexibility: Features such as redraw facilities, offset accounts, and the ability to make extra repayments can affect the cost and flexibility of your loan.